If you have been assessed as needing help from Social Services, but would like to arrange and pay for your own care and support rather than receive care directly from Social Services, you may be eligible to receive Direct Payments from your local council.

If your council will contribute to the cost of residential care then you are entitled to use that same amount of money towards Live-in Care. The amount of funding you receive will depend on your income and capital (see below for definitions). If your capital is less than £14,000 then just your income is considered. If you have more than £23,000 in capital then you will have to pay the full cost of Live-in Care.

• Capital includes: Bank or Building Society accounts, National Savings Certificates, Bonds, PEPs, Tessas, ISAs and Shares.
• Income includes: Retirement Pension, Pension Credit, Income Support, Private or Occupational pensions and any Annuities or Trust Funds.

If any of the above are jointly owned, only your share is taken into consideration. For more information on Direct Payments, contact your local Social Services department.

The Company cannot accept any liability for the accuracy of the information above or clients reliance on it.